Insurance question

I am part of a residents group in the process of getting a contractor to cut green areas in our estate
One neighbour has told us we will need public liability insurance and also employers insurance, I have left a message for the contractor to clarify
Would i be right in thinking his policy would cover this?
 
The contractor will have public liability insurance.

Its not mandatory, but absolute insanity to not have it so its pretty much a given they will.

Ask them to confirm before agreeing to the job.
 
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