If I'm misunderstanding your position it's because you're making it very unclear. So lights should be compulsory, that's a start. Do you think lights should be used at all times, like motorcyclists tend to? How would you go about punishing cyclists who jump red lights and don't use lights? How about high-vis? Should children be allowed on busy main roads? How about cyclists who use the road when there's a concurrent cycle lane available?
You're against insurance, so you think it's ok for innocent motorists to be punished for the actions of reckless cyclists, do you not believe in personal responsibility?
I have no idea why, but here goes:
Lights are compulsory once it is dark. Cyclists lights would have little or no effect during the day as they are simply not powerful enough, unless you are suggesting that all bikes must have big lamps like a motorbike would have
Cyclists are punishable for jumping red lights in the same way cars are. Cyclists can have points put on their driving licence and a fine of approx €100 is given to all
You define children as under 16, so yes they should be allowed on busy roads .. but only because of your ridiculous age stance
Bike lanes are used by all of the cyclists I witness every day, you are concentrating on one bend near you and insisting this is the rule. There is one lane in Dublin city centre which I refuse to use because it is so stupidly planned it is actually dangerous, so no I am not going to use it just because. Either way, it is rich of the govt or the Gardai to lecture anyone right now on the use of cycle lanes as they are really inadequate and badly planned. A propoer network would be welcomed and used by every cyclist I know.