Your budgeting tricks.

Right folks I am the world's worst with money. I'm not in that much debt but I can only get to about the 3rd week of each month and then its down to scraping by.

Outgoings

Phone
Rent
Lunchs
Booze.
More booze.

I probably buy one expensive item of clothing every 2-3 months and thats it.

Credit card is only 300 quid so thats cool.

Really how do people budget?

Tips n tricks here please. Im utterly depressed at my self worth today.
 
DaItalianFein said:
What you need to do is download some budgeting/reporting software and keep track of your expenses. Try iCash, is fairly easy to use.
It does seem like alot of effort but its something that seems to work.
 
watermelon said:
Im thinking more long term.

OK, seriously, take out 1 weeks budget in cash....learn to live with it. If you run out before the week is out, then you only have a couple of days just eating cornflakes before you can take out some more money.
 
watermelon said:
Right folks I am the world's worst with money. I'm not in that much debt but I can only get to about the 3rd week of each month and then its down to scraping by.

Outgoings

Phone
Rent
Lunchs
Booze.
More booze.

I probably buy one expensive item of clothing every 2-3 months and thats it.

Credit card is only 300 quid so thats cool.

Really how do people budget?

Tips n tricks here please. Im utterly depressed at my self worth today.

When things get really tight, I generally tend to offer my sexual services to strange women for money.

As you may guess, it's usually a period of extreme hunger.
 
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