Go Back   Peoples Republic Of Cork Discussion Forums > The Langers Forum
User Name
Password
Reply
 
Thread Tools Display Modes
  #21  
Old 23-05-2012, 02:51 PM
Lee Bushwacker Lee Bushwacker is offline
Senior Member
 
Join Date: Jul 2007
Location: Ireland and Europe
Posts: 15,429
Cool

[QUOTE=Smeggle;428120 6]I have finally come to the conclusion that all you require to obtain a job in the Insurance arena is a distinct lack of common sense, an authoritarian attitude and the simple ability to repeat verbatim inane rules designed specifically to send a normal sane person into the depths of depression and mental illness.


This isn't true Smeggle.
Based on scant information, insurers or brokers can give a premium indication but not a legally binding quotation.
Apart from the standard questions such as DOB, occupation, type of car and address, "material facts" such as endorsements or the taking of prescribed medication have to be disclosed to the insurer. Once all relevant information has been furnished then the proposer can be put into the correct quotation category.
Insurers need a "gowl" category for certain types of proposer who object to answering questions though.

"How much would it cost to insure a red Ford Fiesta"!
__________________
ABUs are a sandwich short of a picnic!

Last edited by Lee Bushwacker; 28-05-2012 at 02:19 PM..
Reply With Quote
  #22  
Old 23-05-2012, 03:04 PM
Pandora's bosca Pandora's bosca is offline
Member
 
Join Date: Dec 2007
Location: In a cupboard behind the soup
Posts: 1,205
Default

Dealing with insurance companies direct are a joke! I contacted 4 of them directly when I was going out on my own insurance a few years ago and they all came in with quotes ranging from €800 to €1200

I got in contact with an Insurance broker and gave them all my details and they came back with an insurance quote of €490 fully comprehensive. The only aditional charges is a yearly €25 euro administration fee from the broker. I can't figure out how they did it but to be honest I don't really care!!
__________________
Unleashing Evil/Hope on this world since 8th-7th century BC
Reply With Quote
  #23  
Old 28-05-2012, 02:24 PM
Lee Bushwacker Lee Bushwacker is offline
Senior Member
 
Join Date: Jul 2007
Location: Ireland and Europe
Posts: 15,429
Thumbs up

Quote:
Originally Posted by Pandora's bosca View Post
Dealing with insurance companies direct are a joke! I contacted 4 of them directly when I was going out on my own insurance a few years ago and they all came in with quotes ranging from €800 to €1200

I got in contact with an Insurance broker and gave them all my details and they came back with an insurance quote of €490 fully comprehensive. The only aditional charges is a yearly €25 euro administration fee from the broker. I can't figure out how they did it but to be honest I don't really care!!

Going to a recognised broker is the best idea Pandora. They check the market for the best rate for individual cover needs. They are entitled to charge "brokerage" i.e. an administration fee. However it's well worth it availing of their services to avoid time-wasting headaches.
O'Learys on the South Mall have always been excellent imo!
__________________
ABUs are a sandwich short of a picnic!
Reply With Quote
  #24  
Old 28-05-2012, 02:25 PM
jt jt is offline
Banned
 
Join Date: Apr 2004
Posts: 6,122
Default

one two three dot ie, just log on and save money.
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump










All times are GMT +1. The time now is 05:55 AM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
All forum comments are the sole responsibility and property of forum users. PeoplesRepublicOfCork.com and its sponsors disclaim all liability for content posted by users of the forum. PeoplesRepublicOfCork.com and its sponsors do not necessarily share the views expressed in this forum. Use the report post system to have comments considered for edit or deletion. All users are IP logged. Website hosted by Hostrocket USA.