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  #1  
Old 30-05-2017, 07:56 AM
SirCharles SirCharles is offline
 
Join Date: Dec 2003
Location: Cork
Posts: 186
Default Car insurance system

Hello, recently back from being abroad and obviously looking to drive while in the country.

Only to be now told the system doesn't recognise my previous years of driving - my 5 years no claims bonus doesn't apply since its not within the last 3 years. So my car insurance quotes are €2500+. This is obviously unachievable, and leaves me wondering how am I to live in a country where I can't afford the car insurance.

I'm sure many of you are in the same boat and disgusted about it, but who is there to complain to?

How is it governed? I would honestly like to know..

Thanks
Graham
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  #2  
Old 30-05-2017, 09:11 AM
Ethelred Ethelred is offline
 
Join Date: May 2016
Location: Usher's House
Posts: 5,369
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A tough one.

You're not alone though, I've heard of a few cases like yours.
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  #3  
Old 30-05-2017, 01:09 PM
Papa Smurf Papa Smurf is offline
 
Join Date: Jul 2006
Posts: 1,336
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Quote:
Originally Posted by SirCharles View Post
Hello, recently back from being abroad and obviously looking to drive while in the country.

Only to be now told the system doesn't recognise my previous years of driving - my 5 years no claims bonus doesn't apply since its not within the last 3 years. So my car insurance quotes are €2500+. This is obviously unachievable, and leaves me wondering how am I to live in a country where I can't afford the car insurance.

I'm sure many of you are in the same boat and disgusted about it, but who is there to complain to?

How is it governed? I would honestly like to know..

Thanks
Graham
Your no claims bonus expires after 2 yes and essentially you start from scratch unless you can find an insurer who is willing to recognise your driving experience from abroad.
We're you driving abroad? Was policy in your own name or that of an employer..?..
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  #4  
Old 30-05-2017, 06:32 PM
SirCharles SirCharles is offline
 
Join Date: Dec 2003
Location: Cork
Posts: 186
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Yes my no claims bonus - expires after 2 yrs.
But this is my point, who made this rule?
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  #5  
Old 30-05-2017, 07:16 PM
Papa Smurf Papa Smurf is offline
 
Join Date: Jul 2006
Posts: 1,336
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This rule has been in place with years and you would see the same in the UK.

My point was, have you been driving abroad whilst you were away?. If you have been and can get proof of that, I would suggest you bring that proof with you to an insurance broker and they may be able to make a case for you to insurer.
The no claims bonus is gone but with a bit of luck they may be able to negotiate an "introductory" discount with an insurer.
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