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View Full Version : House Prices / economic response of the govt


shandonkid
25-06-2009, 01:43 PM
Unfortunately I don't reside by the Banks of the Lee anymore but I'd like to get an idea of what people think of the response to the house price crash and the general sense of injured entitlement which many people seem to exhibit about losses while dabbling in property speculation. I saw this article this morning in the indo and although in this particular case where a builder collapse caused people to lose deposits which is undoubtable traumatic and unfortunate for those involved I couldn't get away from some of the really bad an ill-informed choices people made and the failure to accept even some blame for borrowing heavily and investing with too much haste.

http://www.independent.ie/national-news/instead-of-836420000-we-have-8364200--that-is-criminal-1789205.html


“One man said it took him five years to save the deposit and he has nothing.”

This gentleman cannot afford a house if it took him 5 years to save a 20k deposit for a half mill apartment - this is a fact.


“We asked could we get out of the contract because Emma had mortgage approval and had to buy something.”

HAD TO BUY SOMETHING??????? This chick’s husband must be in the horrors every time she get her hands on the credit card – she sounds like someone who might be in the market for some magic beans

The best bit:

€505,000 two-bedroom unit.



NUTS…..half a mill for a rabbit hutch……




Reading this kind of sob story from pigeons has become a common occurrence in the irish papers lately….. yes the builders/banks and politicians (especially the gombeens in FF who cheerled this pyramid scheme) are thieving scumbags but in fairness show some level of cop-on.

The country is however in safe hands with the intellectuals running the place trying to convince anyone who still listens to them that the pretty damning imf report was good news



"Finance Minister Brian Lenihan welcomed the IMF's view that, on the two issues that mattered most, the Government moved in the right direction.

These are the multi-year plan to contain the budget deficit, which the IMF put at €20bn last year, and the proposed establishment of NAMA.

"This report is both a balanced and realistic assessment of the challenges we face, and also endorses the actions that we are taking," Mr Lenihan said.
"

I wish it were different given the horrendous challenges facing the country over the next months and indeed years, but this Lenihan chap comes across as the type of man who wouldn't find his arse with both hands tied behind his back......

jd26
25-06-2009, 02:20 PM
Lenihan's real problem is that he's hopelessly out of his depth. By FF standards, he's a smart enough guy, but he has no background in economics at all (he never even held a junior ministry in an economic or trade related area) and it's obvious that he's bluffing whenever he opens his mouth.

Honestly, I reckon he was put into the role so that he could struggle as he was the only cabinet member likely to threaten Cowen's leadership. But it has backfired, because now, more than ever, we need someone who knows what they're doing.

As for the other question... I've seen a few of my friends screwed over by the collapse in house prices. I could never understand their urgency to get on the property ladder. There seemed to be an idea that if they didn't do it ASAP that they'd never manage it. So, they ploughed all their money into it. Despite earning substantially more, I was always fairly happy to keep renting and investing my money elsewhere.

I guess there's an element of herd mentality in it and maybe a little of the pathological desire among Irish people to own a bit of land. But I do have a lot of sympathy. It's very easy to be wise after the fact. And if you were wise at the time, be glad that your savings will go an awful long way further towards buying the house you would like now.

rubbish mouth breath
25-06-2009, 02:48 PM
this IMF report is really scary, I do not trust the government to do the job, feels like we're going to hit the wall soon and theres nothing anyone can do about it..arrgh !

Actin The Sham
26-06-2009, 12:36 PM
Lenihan's real problem is that he's hopelessly out of his depth. By FF standards, he's a smart enough guy, but he has no background in economics at all (he never even held a junior ministry in an economic or trade related area) and it's obvious that he's bluffing whenever he opens his mouth.

Honestly, I reckon he was put into the role so that he could struggle as he was the only cabinet member likely to threaten Cowen's leadership. But it has backfired, because now, more than ever, we need someone who knows what they're doing.

As for the other question... I've seen a few of my friends screwed over by the collapse in house prices. I could never understand their urgency to get on the property ladder. There seemed to be an idea that if they didn't do it ASAP that they'd never manage it. So, they ploughed all their money into it. Despite earning substantially more, I was always fairly happy to keep renting and investing my money elsewhere.

I guess there's an element of herd mentality in it and maybe a little of the pathological desire among Irish people to own a bit of land. But I do have a lot of sympathy. It's very easy to be wise after the fact. And if you were wise at the time, be glad that your savings will go an awful long way further towards buying the house you would like now.

I think Brian Lenihan is a complete tosser, an amateur and a bluffer. His "patriotic duty" horseshit was particularly hypocritical, especially now that the Department Of Defence has given the catering supplies contract for chicken to a firm based in Northern Ireland.

But apparently he hired Alan Ahearne as his economic adviser, and a lot of his policies are supposed to be coming from Mr. Ahearne.

Sound
26-06-2009, 12:47 PM
Anyone who warned about this was advised to kill themselves by the then Taoiseach. Now we are told that no-one could have seen it coming.

I, for one, welcome our new German overlords.

The attitude in that article is depressing. They give out about their 'investment' yet anyone who rents cant just 'live their life'. People learn nothing.